The ideal gateway into the European economy and way of life, Bulgaria is diverse, culturally rich and perfectly placed for working and travelling in and around the continent.
As one of the youngest EU member states, Bulgaria boasts a rich and diverse culture, temperate climate and ideal location in Southeast Europe — and the Investor Program for Residence and Citizenship in Bulgaria helps get you there faster.
Fast Process
Fast process to residency (6 to 9 months)Fast-track to citizenship
Fast-track option allowing for citizenship within 2 yearsInvestment Opportunities
Guaranteed investment and available financing optionAny Language Welcome
No language requirements for residence or citizenshipKeep Your Nationality
No obligation to relinquish current nationalityAttractive Tax System
Lowest tax rates and free-trade environment within the EUVisa-free travel
Free movement within the Schengen countries after Bulgaria becomes a member statePremium Health care
Access to high quality health care in Bulgaria and the EUTax exemptions
Conditional tax exemption on world incomeOptions in Europe
Unrestricted right to live, work and study in EuropeAccess to EU
Right to own land in any EU countryOffered in accordance with the Foreigners in the Republic of Bulgaria Act, the Investor Program for Residence and Citizenship includes a fast-track citizenship option. To qualify, applicants must fulfill one of the investment options in addition to meeting the following criteria:
Applicants choosing this option must deposit BGN 1 million (€511,292) in a Governmental Bond Portfolio for an investment period of five years with no further payment required. At the end of the five-year period, the full amount of BGN 1 million (€511,292) will be returned to the investor without any accrued interest. The investment is fully guaranteed by the government bonds.
For a set pre-paid fee, clients can leverage their capital by choosing the Financed Investment option. These individuals pay a reduced amount that will be used to finance a BGN 1 million (€511,292) closed 5.5-year loan from a chartered bank. This loan is initiated and repaid at no further cost to the investor.
Applicants choosing the Financed Investment option will need to demonstrate net worldwide assets of €1 million, a requirement of the chartered bank.
The fast-track option allows investors to apply for citizenship faster by doubling their investment. The requirements for this option are as follows:
Financing options are available to qualified applicants.
Citizenship applications for participants in the fast-track citizenship program are examined under express procedure.
In accordance with the Bulgarian Citizenship Act, foreign investors who hold a permanent resident permit for at least five years are eligible to apply for Bulgarian citizenship. The requirements for those who opt for the regular program are as follows:
Investors will need to file a citizenship application and pass medical tests in Bulgaria.
The table below breaks down the application process into eight basic steps. Some require the applicant’s involvement while others are taken care of by Arton Capital or the competent Bulgarian financial institution (once power of attorney has been granted by the applicant). Each step must be completed before continuing to the next.
Month 1
Main ApplicantFile preparation and submission. Application fees are due at this stage.
Appointment at a Bulgarian Consulate for document signing.
Investment transfer by the applicant.
Month 3
Main ApplicantInvestment Certificate issued.
Second appointment at a Bulgarian Consulate for Visa D application.
Month 5
Main ApplicantVisa D granted, followed by a first trip to Bulgaria. Submission of application for permanent residence (PR).
Months 8-9
Main ApplicantPermanent residence approved, followed by a second trip to Bulgaria. Submission of application for Bulgarian PR card.
Receipt of Bulgarian PR card (three days after application).
Phase 2
Family MembersOnce the main applicant is issued the Bulgarian ID document, the procedure for qualifying family members begins. The process for obtaining a Bulgarian ID may take six months (this includes two mandatory trips to Bulgaria for each qualifying family member).
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