Residency And Citizenship By Investment
The ideal gateway into the European economy and way of life, Bulgaria is diverse, culturally rich and perfectly placed for working and travelling in and around the continent.
Total Area110,993.6 km2
As one of the youngest EU member states, Bulgaria boasts a rich and diverse culture, temperate climate and ideal location in Southeast Europe — and the Investor Program for Residence and Citizenship in Bulgaria helps get you there faster.
Fast ProcessFast process to residency (6 to 9 months)
Fast-track to citizenshipFast-track option allowing for citizenship within 2 years
Investment OpportunitiesGuaranteed investment and available financing option
Any Language WelcomeNo language requirements for residence or citizenship
Keep Your NationalityNo obligation to relinquish current nationality
Attractive Tax SystemLowest tax rates and free-trade environment within the EU
Visa-free travelFree movement within the Schengen countries after Bulgaria becomes a member state
Premium Health careAccess to high quality health care in Bulgaria and the EU
Tax exemptionsConditional tax exemption on world income
Options in EuropeUnrestricted right to live, work and study in Europe
Access to EURight to own land in any EU country
Offered in accordance with the Foreigners in the Republic of Bulgaria Act, the Investor Program for Residence and Citizenship includes a fast-track citizenship option. To qualify, applicants must fulfill one of the investment options in addition to meeting the following criteria:
Applicants choosing this option must deposit BGN 1 million (€511,292) in a Governmental Bond Portfolio for an investment period of five years with no further payment required. At the end of the five-year period, the full amount of BGN 1 million (€511,292) will be returned to the investor without any accrued interest. The investment is fully guaranteed by the government bonds.
For a set pre-paid fee, clients can leverage their capital by choosing the Financed Investment option. These individuals pay a reduced amount that will be used to finance a BGN 1 million (€511,292) closed 5.5-year loan from a chartered bank. This loan is initiated and repaid at no further cost to the investor.
Applicants choosing the Financed Investment option will need to demonstrate net worldwide assets of €1 million, a requirement of the chartered bank.
The fast-track option allows investors to apply for citizenship faster by doubling their investment. The requirements for this option are as follows:
Financing options are available to qualified applicants.
Citizenship applications for participants in the fast-track citizenship program are examined under express procedure.
In accordance with the Bulgarian Citizenship Act, foreign investors who hold a permanent resident permit for at least five years are eligible to apply for Bulgarian citizenship. The requirements for those who opt for the regular program are as follows:
Investors will need to file a citizenship application and pass medical tests in Bulgaria.
The table below breaks down the application process into eight basic steps. Some require the applicant’s involvement while others are taken care of by Arton Capital or the competent Bulgarian financial institution (once power of attorney has been granted by the applicant). Each step must be completed before continuing to the next.
Month 1Main Applicant
File preparation and submission. Application fees are due at this stage.
Appointment at a Bulgarian Consulate for document signing.
Investment transfer by the applicant.
Month 3Main Applicant
Investment Certificate issued.
Second appointment at a Bulgarian Consulate for Visa D application.
Month 5Main Applicant
Visa D granted, followed by a first trip to Bulgaria. Submission of application for permanent residence (PR).
Months 8-9Main Applicant
Permanent residence approved, followed by a second trip to Bulgaria. Submission of application for Bulgarian PR card.
Receipt of Bulgarian PR card (three days after application).
Phase 2Family Members
Once the main applicant is issued the Bulgarian ID document, the procedure for qualifying family members begins. The process for obtaining a Bulgarian ID may take six months (this includes two mandatory trips to Bulgaria for each qualifying family member).
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